Michael Denison and Kelly Collins are agents, collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Colorado, North Carolina, New Mexico and Washington. No insurance business may be conducted outside the specific states referenced.

*Michael Denison and Kelly Collins are also Registered Representatives of and collectively offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of Colorado & New Mexico. No offers may be made or accepted from any resident outside the specific states referenced.

**Michael Denison is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Colorado & New Mexico. As such, these services are strictly intended for individuals residing in Colorado and New Mexico.

NYLIFE Securties and Eagle Strategies are New York Life companies.

Aspen Grove Financial Strategies LLC is not owned or operated by NYLIFE Securities, Eagle Strategies or any of their affiliates.